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Continue to ChatChanges To UK Bank Deposit Compensation Scheme. Since the banking crisis, the EU compensation scheme means that any savings you have in a bank in the EU up to €100,000 are protected. If a bank fails, your savings are refunded. The UK’s equivalent has been £85,000, but if you have savings in a UK bank you should note that from January this deposit guarantee will fall to £75,000 per institution. https://www.theportugalnews.com/news/changes-to-uk-bank-deposit-compensation-scheme/36768